Legal & Security

Privacy Policy

We value your trust. Find out how we collect, store, and safeguard your personal and financial details.

Last Updated: June 2026. This policy is aligned with the Reserve Bank of India’s IT framework guidelines for LSPs.
01

Information We Collect

To evaluate your loan eligibility and match you with NBFCs and banks, we collect details you submit via our online forms. This includes identity details (name, email, phone number), employment parameters, monthly salary, and desired loan parameters.

Important Note on Permissions: We strictly do not request access to your mobile phone’s local media storage, gallery, files, or contact list. No document uploads or credit checks are performed without your explicit, click-wrapped consent.

02

How We Use Your Data

We use the gathered details strictly to scan appropriate lending packages among our RBI-registered NBFC partners. Your personal contacts are only shared with the specific lender you choose to proceed with, preventing spam calls and unauthorized credit checks.

  • To match you with appropriate RBI-licensed lenders.
  • To estimate your monthly EMI and repayment ratios.
  • To prevent fraudulent submissions or identity theft.
03

Data Security & Storage

FundRupee employs bank-grade security protocols, including TLS 1.3 encryption for data in transit and AES-256 databases for data at rest. We carry out audits in compliance with the RBI Digital Lending Guidelines to ensure no unauthorized third party accesses your credit information.

04

Your Rights

Under RBI rules, you have the right to request deletion of your information from our advisory logs at any point, request details of partners we checked eligibility with, or withdraw your consent for future financial advisories.

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